LEGAL
Terms of Service
These terms describe use of the Creovia website. No lending service is operational.
Service availability
Onboarding saves information in your browser session only. No account is created, no live KYC is performed and acknowledging the sample agreement is not a binding loan contract. The dashboard displays a real Solana-mainnet address and reads recent native SOL activity. Transfers are not assigned to a borrower and do not constitute loan approval. The app does not execute payouts.
No credit offer
Nothing on this site constitutes an offer of credit, a binding loan agreement or financial advice. Any future lending service would require completed identity verification, an executed off-chain legal contract and confirmed collateral before any commitment exists.
Acceptable use
You agree not to attempt to disrupt, overload or misuse this website, and not to enter third-party personal data into the onboarding flow. The identity document upload stays on your device and is never transmitted.
Repayment collection
Repayment of a funded loan would be collected through a direct debit request initiated against the borrower’s payment account. No payment provider is connected and no direct debit mandate is collected by this website. Direct debit terms, schedule and fees must be disclosed and approved before any live service is offered.
Changes
These terms may be updated as the product evolves. The version published on this page is the version in effect.
Questions? Write to contact@creovia.cloud. Last updated: October 2026.